Comparison
prep.tax vs Keeper Tax
Both apps target 1099 filers and use AI to surface deductions. Where they differ is depth: depreciation, Schedule C generation, e-file, and whether you actually own your data.
| Feature | prep.tax | Keeper Tax |
|---|---|---|
| AI expense categorization | ||
| Automatic mileage tracker (GPS + offline queue) | ||
| AI receipt + 1099 OCR | ||
| Bank linking via Plaid | ||
| Quarterly estimated tax engine | ||
| Federal e-file included in subscription | ||
| Live Schedule C PDF in-app | ||
| MACRS + straight-line depreciation | ||
| COGS / inventory for resellers | ||
| Encrypted, portable data backup (ZIP + password hash) | ||
| Biometric app lock + audit log | ||
| Self-serve filing (no forced CPA upsell) | ||
| Starts at | $9/mo | $20/mo |
You own your data
Download an encrypted ZIP with every row, file, and your bcrypt password hash. Keeper has no comparable export.
File it yourself
Federal e-file is included. Keeper pushes you into their CPA-assisted filing at a higher tier.
Real depreciation
MACRS and straight-line built in — useful the moment you buy a laptop, camera, or vehicle for the business.
Keeper Tax is a trademark of its respective owner. Feature data pulled from public pricing and product pages as of June 2026.